First select the correct program year. Then click the arrow next to the Search for box, select a civic objective number, and click Go. (For a list of all civic objectives with corresponding language and literacy objectives, click here). To view a detailed civic objective and additional assessment plan (COAAP), click View Details. Language and literacy objectives with an asterisk (*) are suitable for beginning low level students.

Civic Objective # Program Year
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Review or Change Current Selections (California Agencies)

Consumer Economics

Civic Objective #:1 General Topic Area:Banking
Civic Objective:Identify, evaluate, and compare financial service options in the community such as banks, credit unions, check-cashing services, and credit cards.
AAP # Type Level Language and Literacy Objectives Details
1.4 Written Beginning Low - Advanced
1 Read and reconcile financial statements.
2 Compare advantages and disadvantages of using cash, credit, checks, debit cards, and online services to make purchases and pay expenses.
3 *Read and discuss credit card and bank statements. (simplified for beginning levels)
7 *Fill out a basic application for a bank account; identify requirements for opening an account.
11 *Read and fill out a personal check, a check register and/or deposit and withdrawal slips.
15 Fill out bank applications such as for a loan or a checking or savings account.
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1.5 Portfolio Beginning Low - Advanced
1 Read and reconcile financial statements.
2 Compare advantages and disadvantages of using cash, credit, checks, debit cards, and online services to make purchases and pay expenses.
3 *Read and discuss credit card and bank statements. (simplified for beginning levels)
9 *Name financial institutions in the community.
10 *Ask and answer questions about locations, hours, and cost of services of financial institutions in the community.
11 *Read and fill out a personal check, a check register and/or deposit and withdrawal slips.
14 Compare the advantages and disadvantages of using the services of banks, credit unions, credit card companies and check cashing services.
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1.6 Written, Role Play Beginning Low - Advanced
5 *Examine personal spending habits in order to identify ways to create a budget.
8 *Identify the vocabulary for different types of bank accounts, statements and financial institutions.
9 *Name financial institutions in the community.
10 *Ask and answer questions about locations, hours, and cost of services of financial institutions in the community.
13 *Conduct simple conversations with a bank teller or other banking institution employee.
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1.7 Written Beginning Low - Advanced
1 Read and reconcile financial statements.
2 Compare advantages and disadvantages of using cash, credit, checks, debit cards, and online services to make purchases and pay expenses.
3 *Read and discuss credit card and bank statements. (simplified for beginning levels)
7 *Fill out a basic application for a bank account; identify requirements for opening an account.
11 *Read and fill out a personal check, a check register and/or deposit and withdrawal slips.
15 Fill out bank applications such as for a loan or a checking or savings account.
16 Contact a financial institution orally or in writing to dispute a service charge or complain about bank services
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